4 Frequently Asked Questions About Property Division and Responsibility During Divorce (And Their Corresponding Answers)

Property division and spousal responsibility are two of the most pressing matters in any divorce proceeding. Often, both parties arrive at the negotiating table with their own goals and objectives of what they want to get out of the divorce.

certificate of divorcePhoto by rawpixel on Unsplash

But what responsibilities do you have during divorce? How will your joint marital property be divided if you can’t agree? Here are four of the most frequently asked questions about property division and spousal responsibility with insightful answers to give you a better understanding of the divorce process.

What property is treated as “marital property” and what is considered “separate property”?

Unless you can explicitly prove that you owned the property prior to the commencement of the marriage, all property is treated as marital property. The only other exceptions will come from inherited property and property which your spouse gave you as a gift.

This means that if your spouse bought you a new car for your birthday, and you can prove it was a gift, this car can be considered part of your separate property. Similarly, if your spouse already owned an apartment before you met them, this is their separate property.

How will our property be divided during divorce proceedings?

How your marital property is divided will depend on your state. Some states divide marital property equally between the two parties.

Others will divide the property depending on each party’s income, the custodial arrangement of the children, and any contributions one spouse has made to the other’s education and career.

Any debts are divided in the same way as property. Each party is obligated to pay half the marital debts, regardless of who is named as the debtor. Courts can make exceptions in situations of unfair debt. But generally, any debts accumulated during the marriage, by either spouse, are split evenly between the two parties.

Is spousal support automatically granted?

You are not automatically legally obligated to pay alimony. It will be up to your spouse to demonstrate that they require your support. This might be because they are unable to work, has had their earning ability impacted by sacrifices made during the marriage, or need to complete an education before entering the workforce.

In some cases, a court will also award spousal support for rehabilitative purposes. If you harmed your spouse physically or emotionally during the course of the marriage, you may have to pay alimony for a period of time.

How much child support am I obligated to pay?

Each individual state has set guidelines regarding child support. The amount you will be required to pay for each child will be calculated based on both your and your spouse’s income.

You can pay more than the designated amount should you wish to. But you cannot pay less.

Getting a divorce is complex. It requires an intricate understanding of the law and how it applies in your state. Don’t go into it without a competent attorney that specialises in divorce to protect your interests in the family courts.

Here’s What a Proficient Caregiver Can Do for Your Loved Ones

Taking care of elders is just like taking care of a child who needs your undivided attention, love, care, and pampering. Similarly, when your parents enter their old age, they also need your time and attention because you’re the closest to family they can call their own. Oftentimes, we get so caught shuttling between work and household chores that we try and cut corners when it comes to taking care of family.

You might have a good intention to give your elders the best care possible, but sometimes it’s compromised without good reason. This makes it imperative that you put your trust in the hands of a professional to make sure your loved ones get the best care available.

A good way to enrich the bond in the families is to go for the elder care services that are home to professional caregivers. Caregivers are seasoned professionals who can help families take care of the aged by providing professional advice, make them feel comfortable.

Benefits of hiring a caregiver

You might be surprised at the numerous advantages that come by entrusting the needs of your aging loved ones to a seasoned caregiver:

• Decrease in the family stress: When it comes to mutual decisions in the family about who would be taking on the responsibility of taking care of the parents, there might be a lot of disagreements. This is usually because of time constraints.

If you’d rather not enter into unpleasant arguments, and want to preserve the family bond, hire a gifted caregiver. The caregiver is a dedicated person assigned to take care of the elders in your family ensuring their well-being.

• Peace of mind: Hiring a caregiver would give you peace of mind, because you know that your parents are being looked after, and they are in good hands. You can breathe easy knowing that they are going to be safe and secure with professional help just a call away.

Affordable caregivers available 24/7

Choosing the best affordable services to take care of your elders can be a cumbersome task, but it’s worth the effort. They ensure the highest quality of care, and also bring peace and harmony. You can trust caregivers to give their undivided attention to make sure your elders are comfortable and looked after.

There are some caregiving platforms in the market to help you track your loved ones and stay connected with them. You can track their progress, while also being able to get friendly reminders to keep abreast of their activities.
There are a number of services that can help you maintain your family bond and deliver the best care, as well as health services that are mentioned below right at home:

Personal care – This is one of the most important things for the aged, since they might not be physically strong to take care of themselves. This includes bathing, dressing, grooming, as well as oral and personal hygiene. Caregivers are also well-equipped to feed your parents if you need them to.

Skilled nursing – There’s no doubt that age comes with health issues, and leaving your elders home alone might not be the best idea. It’s advisable that you take the assistance of reliable caregiving services.

Make sure they also give adequate medical assistance when needed, and wouldn’t second-guess to send a qualified physician when necessary. They are well-trained to give insulin injections, dress wounds, and catheter care, and much more.

Companion care – It’s not just about caring for your elders medically; emotional support is equally important. Just like anybody else, elders need some fun, games, and entertainment in their lives, and caregivers make it possible to bring a smile on their faces. They do cognitive stimulation, like reading books aloud, schedule assistance, monitor the home, and play games with your elders.

Dementia care – A decline in memory sets in that reduces a person’s ability to perform everyday chores effectively. Caregivers play memory games and maintain a daily routine for them to keep them healthy, fit and active. They also make a comprehensive plan of physical activities for your loved ones.

Rehabilitation – Joint and muscle pain and other related problems are common in old age, so the body demands exercise and therapy at times. The caregivers are well-trained to give physiotherapy, speech therapy, and occupational therapy to help them live a healthy life.

Most of us get so accustomed to managing work and home responsibilities, that we often forget our aging parents and loved ones. It’s time you turned to elder care services to make sure they are looked after in the best way possible. Here’s your chance to make their life better and happier.

Image from Pixabay.com

7 Safety Measures for A Fail-Safe Family Holiday

With the holiday season approaching, many families plan for a fun or relaxing getaway. The hectic pace of modern life makes it hard to set aside the time for family holidays, so these rare shared experiences are precious.

When your time and resources are limited, it’s extra important that your family holidays and adventures are not tainted by illness or injury. The following seven safety measures will ensure that your family escape is fail-safe.

1. Vaccinate Before You Vacate

If your family holiday involves overseas travel, make sure that all family members receive any necessary vaccinations before the vacation begins. Your local medical centre or family doctor will be able to advise which vaccines are recommended for the area that you are visiting. When packing for the vacation, keep a record of all vaccinations administered and family medical records, including any life-threatening allergies and blood types of all family members. It’s critical to have this information at hand in the event of an accident or emergency.

2. Hit the Bottled H2O

In the West, we often take the convenience of clean water for granted. But when travelling to places where the tap water is not safe for drinking, you should quench your thirst with bottled water. In less developed countries, you are more likely to encounter water that contains harmful microorganisms. Bad water can transmit a range of nasty illnesses, including diarrhoea, hepatitis A and cholera. When tap water contains dangerous microorganisms, even the simple act of rinsing a piece of fruit or brushing your teeth can be unsafe.

3. No Heavy Lifting

Packing light for family holidays can be tricky. There are so many creature comforts that we use on a daily basis; it’s hard to imagine living without them, even for a short time. But the prospect of lugging around cumbersome suitcases is not exactly conducive to having a relaxing holiday.

When packing for the family vacation, try to keep it light by packing only the essentials. Opt for multiple smaller suitcases instead of one huge suitcase – if the weight is distributed among several bags, the load is easier to bear. And use suitcases with wheels where possible – better to let those wheels do the work than burden your back.

4. Dress For Safety Success

Pack safe, suitable clothing and equipment for the type of holiday that you have planned. If you take the family for a beachside getaway, swimming attire and paraphernalia will be necessary. Bring sunscreen to protect against the sun and Floaties for the little ones who are learning to swim. If you plan to go hiking or rock climbing with the kids, bring insect repellent and make sure that everyone has appropriate footwear, protective clothing and safety equipment.

5. Take Your Medicine

If any family members use ventilators or take regular medication, pack all of the relevant medical supplies and accessories before you leave for your holiday. Even if the medical condition only flares up from time to time, you don’t want to be stuck in an unfamiliar place with an emergency on your hands. Don’t assume that you’ll be able to find your medication wherever you go. Play it safe and bring it with you.

6. Put Safety on the Agenda

From drowning incidents to food poisoning, most unfortunate accidents could have been avoided by simply educating the victim beforehand about the inherent dangers of their actions. For this reason, it’s advisable to have a conversation with your kids about any potential hazards that they are likely to encounter during the family holiday. If you explain, for example, that bluebottles and jellyfish are poisonous, they will avoid them.

7. Don’t Leave Home Without a Travel First Aid Kit

A Travel First Aid Kit is the essential ingredient for a fail-safe family holiday experience. When illness or accidents strike, it’s important to have basic medical supplies at hand. If your family holiday entails a road trip, you should keep a Vehicle First Aid Kit in your car. Otherwise, you might simply pop a compact Travel First Aid Kit in your suitcase. Reputable manufacturers, such as Survival First Aid Kits, offer a range of kits designed for different budgets and applications.

These are just a few precautionary measures that can be applied to safeguard your family holiday. Do you have any extra tips or insights to add? Share your advice and experiences in the comments section below.

Image source: bigstock free

Ways to Save on Eyewear for Your Family

Eye care is an essential part of our everyday lives; if a problem is allowed to develop it may become worse, or even untreatable, before you know it. Therefore when you, or your children, have an issue with your vision or eye health you need to know that it will be diagnosed and corrected, immediately. But what of the costs involved? Eye exams, correctional procedures and eyewear, such as glasses, are a snowballing expenditure that seemingly never ends – particularly if you have more than one family member needing eye care products. Is there a cheaper way to look after your family’s eye health?

The answer is yes, if you know where to start. All About Vision is a great resource for those concerned about their eye care, with information on every option, details of discounts, and fact sheets regarding the types of issue you may encounter. In the meantime, here are a few hints for keeping the costs down when it comes to purchasing eyewear…

Younger family members

Maintaining eye health is especially important in children, as their vision hasn’t yet stabilized. This means that they’re likely to encounter far more changes, and need more exams and new pairs of glasses, than an adult usually would. Firstly check out your insurance, or consider covering your whole family, as this can reduce the cost of check ups, and protect your child’s glasses against accidental damage. It’s also worth investigating whether you’re considered a low-income household or not, and explore the idea of a flexible spending account, which would allow you to spread the costs of eye exams and treatments over longer periods. If you’re entitled to any help at all you should accept it; these are expensive times, after all. Most importantly, shop around; you’re not obliged to fulfill your prescription at the same surgery or store that you had your eye exam, so have a good look at budget retailers online – as long as they come recommended, and with good customer service reviews.

Whilst contact lenses could, theoretically, be worn by children of any age – including babies – standard practice seems to suggest around eight years of age; essentially once a child is old enough to be responsible for their own eye care. If your child is old enough to give them a go, lenses can work out cheaper than glasses – plus, they don’t tend to break as easily.

Teenagers and adults

The great news is that teenagers and older individuals can do a lot to reduce their long-term eye care costs, particularly if open to the suggestion of lenses and laser surgery. Now is also the time to see what benefits you’re entitled to as an adult. Don’t be afraid to ask your employer, or enquire at any of the organizations you’re a member of; do they offer discount vouchers, payment plans, or tax incentives that would reduce the costs of eye care? Some careers that require you to use a computer for long periods, or could be considered taxing on the eyes, will often receive free eye exams, so it’s well worth finding out.

Okay, so glasses and contact lenses are all very well but they still incur maintenance and replacement costs, sometimes more than once a year if you’re not careful. Laser surgery, which becomes an option once your kids reach eighteen years of age, is a more permanent solution to vision problems, as well as all manner of disorders and diseases, and can work out much cheaper than glasses or lenses if you look at the bigger picture. Blade Free LASIK in Montgomery is more popular than ever before, offering a long-term treatment for those with failing eyesight and eye health. As with any eye treatment, though, you must be sure to conduct your research thoroughly and only approach reputable practitioners. Sure, they won’t always be the cheapest, but you’ll be in safe hands.

Your eyes matter and, while keeping appointments and paying for eyewear can be costly for the whole family, it’s never been more important to seek treatment should you need it.

Image source: Pexels.com

Things That Can Be Done with Family Photos

Social media can show how much people are fascinated with photos or capturing images for the sake of sharing it online. The availability of smart phones, high definition cameras, and other gadgets that allow you to shoot and post makes it easy for everyone to take pictures whenever and wherever they want. Parents often become shutter addicts when it comes to their kids especially those who have toddlers. But aside from storing these images in their digital forms, there are tons of fun and creative ways to make use of your family photos.

family picture

In the pre-digital camera world, people would have their images printed in photo paper in order to appreciate them. Nowadays, they are mostly stored in digital albums, digital picture frames, or stored in CDs and USBs. But this doesn’t have to be the case. Family photos can be great home decors too. Put them in various frames and hang them on the wall or place them on top of your mantle. You may also print them out in a collage form and place it on a glass covered table in the family room. For the sentimental type, family pictures are best preserved in albums or scrapbooks. Nothing beats the traditional style of scrapbooking where one can put their stories in the form of pictures and souvenirs in one book. There are also printing services that can help you make a personalized coffee table book out of your favorite pictures. If you don’t have the budget for it then perhaps a personalized family calendar could do.

People who like to have photos of their loved ones at work can get personalized mugs of tumblers with their favorite family pictures printed in it. If you want to be adventurous in fashion then you can have these pictures printed on your shirts or bags pretty much like the John Lennon, Audrey Hepburn or Marilyn Monroe images in pop culture.

Family photos become more priceless as time goes by. There is no turning back time and the only way to recapture fond moments that have gone is through the pictures that you shot. Don’t be content with just sharing them in social media or storing them in your digital file. There are so many ways to share and enjoy your family photos.